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Does Monki Accept Klarna?

Can you pay in installments?

Last Updated on March 23, 2023

Monki needs no introduction. The high street brand, owned by the H&M group, offers so many super-cute pieces, it basically makes up my entire wardrobe at this point.

However while Monki’s prices are accessible, you might want a buy now, pay later option like Klarna ahead of pay day.

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While controversial, the payment method is now widely offered by brands like Net-a-Porter, & Other Stories and Farfetch.

Woman wears Monki dress with dog

The question is, does Monki currently accept Klarna?

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Does Monki accept Klarna?

Yes – Monki offers customers the chance to buy now and pay later with Klarna, but this option is only available for UK customers.

If you’re based outside of the UK, you aren’t able to pay later with Klarna but if your details are stored on Klarna, you can use it to pay now.

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What other payment methods does Monki take?

As well as Klarna, you can pay for your Monki order with PayPal, which not only makes shopping easier but also offers buyer protection.

The Klarna payment system accepts AMEX, Mastercard and Visa, and this is available for all Monki customers.

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two models wear monki

Is Klarna safe to use?

Klarna is a controversial payment method, as it encourages shoppers to spend more than they actually have, meaning they’re more likely to get into unnecessary debt.

The finance company does claim they’re safe to use and don’t damage credit scores. Most of its short-term debt is interest-free, although they’ve recently introduced late fees of £5 if you miss a payment.

Which other brands accept Klarna?

As well as Monki, you can use Klarna to shop at brands including & Other Stories, Net-a-Porter, River Island, COS and many more.

You can read the long list here.

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